Payment Flow

This guide shows the complete journey from partner link click to commission payout.

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Overview

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Step-by-Step Flow

1. Partner Shares Link

Partner promotes your product with their unique link:

https://yoursite.com?ref=PARTNER123

2. Customer Clicks

Customer clicks the link and lands on your site.

What happens:

• Affitor tracker detects ?ref=PARTNER123
• Sets cookies: partner_code, customer_code
• Click event recorded

3. Customer Browses

Customer explores your site. Cookies persist for 30 days.

Attribution window: 60 days from first click.

4. Customer Signs Up (Optional)

Customer creates an account.

Your code calls:

window.affitor.trackLead({ email: 'customer@example.com' });

What happens:

• Lead event linked to partner via customer_code
• Partner sees: 1 click → 1 signup

5. Customer Purchases

Customer completes payment via Stripe.

Your checkout includes metadata:

metadata: {
  partner_code: 'PARTNER123',
  customer_code: 'cust_xyz',
  program_id: 'YOUR_PROGRAM_ID'
}

6. Webhook Fires

Stripe sends checkout.session.completed to Affitor.

What happens:

• Affitor receives payment confirmation
• Reads metadata → identifies partner
• Creates conversion record

7. Commission Calculated

Based on your program settings:

Setting	Example
Commission rate	30%
Sale amount	$100
Commission	$30

8. Transaction Validated

Affitor checks:

Check	Validation
Valid attribution	Partner code exists, within window
No duplicate	Customer not already attributed
Matching program	Program ID is valid

9. Hold Period

Commission enters hold period (7-21 days, configurable).

During hold:

• Commission shows as “Pending”
• If customer refunds → commission cancelled
• If no refund → commission clears

10. Partner Payout

After hold period clears:

• Commission moves to “Withdrawable”
• Bi-weekly payout cycle processes
• Partner receives funds via Bank/Wise/Stripe

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Flow by Payment Method

Affitor Pay

Customer → Affitor checkout → Affitor collects $100
                                    ↓
                            Stripe fees: -$3.20
                            Commission (30%): -$30
                            Platform fee (3.5%): -$3.50
                                    ↓
                            You receive: $63.30
                                    ↓
                            Hold period (14 days)
                                    ↓
                            Partner receives: $30

Bill Flow

Customer → Your checkout → You collect $100
                                ↓
                          Stripe fees: -$3.20
                          You keep: $96.80
                                ↓
                          Affitor tracks conversion
                          Weekly invoice: $33.50
                          (Commission $30 + Fee $3.50)
                                ↓
                          You pay invoice
                                ↓
                          Hold period (14 days)
                                ↓
                          Partner receives: $30

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Subscription Flow

For recurring payments, the flow repeats each billing cycle:

Month 1 (Initial Purchase)

Click → Signup → Subscribe $100/mo
                      ↓
              Commission: $30
              Hold: 14 days
              Partner paid: $30

Month 2+ (Renewal)

Subscription renews $100
         ↓
   Commission: $30 (if within duration)
   Hold: 14 days
   Partner paid: $30

Commission Duration

Duration Setting	Partner Earns On
One-time	First payment only
3 months	Months 1-3
12 months	Months 1-12
Lifetime	All future payments

Example (12-month duration):

• Month 1: ✅ Commission paid
• Month 6: ✅ Commission paid
• Month 12: ✅ Commission paid
• Month 13: ❌ No commission (outside duration)

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Refund Handling

When Refund Happens	Commission Status
During hold period	Cancelled automatically
After hold, before payout	Reversed from balance
After payout	Deducted from next payout

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Timeline Example

Scenario: 30% commission, Bill Flow, 14-day hold, bi-weekly payout

Day	Event
0	Customer clicks partner link
3	Customer signs up (lead tracked)
7	Customer purchases $100
7	Conversion tracked, commission: $30
8	You approve transaction
14	Weekly invoice: $33.50
15	You pay invoice
8-22	Hold period (14 days)
22	No refund → commission clears
28	Bi-weekly payout cycle
30	Partner receives $30

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What’s Next

Verify your integration works end-to-end:

Test Your Integration →